Convenience & Savings
★ Family & Friends in Mexico receive funds instantly into their Alterna Mexico Account2. No travel required.
★ Payroll Direct Deposit – No more check
cashing fees! Get paid up to 2 days earlier. No monthly fee with direct deposit7.
Safety & Security
★ No more carrying cash — Reload Cash at over 100,000 locations and paper checks in the AlternaCard App. Balance up to $10,000 at any one time!
★ Alterna accounts are FDIC Insured8
Financial Empowerment
★ Option to build credit through using the Alterna Card, powered by Crediture9 (COMING SOON)
★ Cash back rewards powered by DOSH8.
★ An Alterna Card account can provide you access to memberships and services that require a debit card.
Convenience & Savings
★ Family & Friends in Mexico receive funds instantly into their Alterna Mexico Account2.. No travel required.
★ Payroll Direct Deposit – No more check cashing fees! Get paid up to 2 days earlier. No monthly fee with direct deposit7.
Safety & Security
★ No more carrying cash — Reload Cash at over 100,000 locations and paper checks in the AlternaCard App. Balance up to $10,000 at any one time!
★Alterna accounts are FDIC Insured8
Financial Empowerment
★ Track your spending with the
AlternaCard App
★ Cash back rewards powered by DOSH8.
★ An Alterna Card account can provide you access to memberships and services that require a debit card.
COMING SOON!
Transfer Money to These Countries Through the
AlternaCard App1,2
Watch Our Instructional Video
Our Commitment
Alterna is committed to
financial inclusion and to the belief that everyone deserves dignity in their financial lives.
Our Commitment
Alterna is committed to financial inclusion and to the belief that everyone deserves dignity in their financial lives.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires that we obtain, verify and record information about each person who opens an account with us. What this means for you: when you open an Account, we will ask for your name, address, date of birth, social security number or individual taxpayer identification number (ITIN) and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
*While Alterna does not charge a fee for this service, third party fees may apply
- A $3 fee is charged for transfers under $300. See Cardholder Agreement for a complete list of fees. Metropolitan Commercial Bank is not affiliated with, nor does it endorse, the recipient’s bank or the card issued by the recipient’s bank.
- Receipt of funds is contingent upon connectivity and an approved Card issued by the recipient’s bank.
- The Monthly Fee is waived if there is at least one electronic direct deposit in the previous calendar month. There is a monthly inactivity fee if there is 90 days of inactivity. See Cardholder Agreement for a full list of fees.
- Approval is contingent upon passing this mandatory identification confirmation.
- For a full list of Fees and Limits, please refer to the Cardholder Agreement.
- This product or service is optional and not a standard feature of this program. This optional offer is not a Metropolitan Commercial Bank or Mastercard International product or service, nor does Metropolitan Commercial Bank or Mastercard International endorse this offer.
- The Monthly Fee is waived if there is at least one electronic direct deposit in the previous calendar month. There is a monthly inactivity fee if there is 90 days of inactivity. See Cardholder Agreement for a full list of fees.
- Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details. FDIC insurance does not protect your funds in the event of Metropolitan Commercial Bank’s failure or from the risk of theft or fraud.
- Crediture is a data analytics company that evaluates credit risk by analyzing personal and financial data, providing lenders with insights for credit decisions. Additionally,
Crediture offers personalized credit-building recommendations and guidance to individuals, helping them improve their creditworthiness over time. No credit check required.